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Introduction to the Plan
Who May Apply?
Coverage & Limitations
Premiums
What is Excluded?
Insurer Info
Terms of Membership
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Medical Benefits: The Plan reimburses 100% of the cost of prescription drugs, diagnosis, out-patient care, hospitalization, and surgery required for medical care of the member as described in this Plan and during the Plan Validity Period. Members may obtain medical care in any recognized hospital/clinic or by any recognized medical doctor in Japan. Claims are paid by the Association directly to the bank account designated by the member. However, the benefits shall be limited to not more than ¥2,000,000 per year (¥1,000,000 per year for senior citizens). Additionally, the coverage shall not exceed 180 days from the start of medical care for a particular illness or injury.
For illness or injury, the amount of medical costs must exceed ¥10,000 per claim. Claims cannot be combined to exceed this minimum. |
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Term Life Insurance: |
Cause of Death
Accidental:
Illness/Natural: |
Adults
¥7,000,000
¥3,000,000 |
Children
(1 to 17 yrs old & Senior Citizens)
¥5,000,000
¥3,000,000 |
Disability: Benefit for physical impediment or disability due to an accident up to ¥5,000,000 (the amount shall correspond to the degree of injury).
Personal Liability Indemnification: Up to ¥10,000,000 for bodily injury and/or property damage to another person caused by an adult member of the Plan (not by children).
Area of Coverage: The Plan was created specifically for use in Japan. There is no coverage outside of Japan. If you are in need of insurance outside of Japan, Legend Travelers can provide you with travel plans at very competitive rates.
Coverage Effective Date: Under normal circumstances, if the membership application and fees are received by 3:00 p.m. and no Effective Date is specified, coverage will be activated from 4:00 pm on the same day that both items have been processed. In the case that membership fees are paid at a convenience store, membership will be activated at 8:00 a.m. the following day.
For new members, coverage for death from illness and medical coverage will commence from 12:00 a.m. 7 days after membership has been acquired.
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